Distributed finance development partner

Enabling financial services for the digital and machine economy – no crypto currencies!

Distributed Finance

Distributed finance, or BankingasaService 2.0, describes the digital dissemination of financial services by a license holder into an ecosystem, allowing ecosystem participants to execute transactions and services independently- Bohem definition


Machine Economy

The machine economy is a term that encompasses all economic activities that take place between devices, sensors or machines, ultimately delivering products and services to humans without requiring their interaction in the process – Source

Seamless integration of financial services with ecosystems, platforms, supply chains, and distributors.

BaaS 1.0

Banks make their services digitally available via
APIs, for fintech, repackers, distributors, etc.

BaaS 2.0

Banks make their services available via DLT,
for deeper and more direct integration, into
ecosystems, platforms, supply chains, trade
and all forms of the upcoming machine economy.

Distributed finance development partner

Building the next generation connection for financial services between banks and ecosystem, platforms, supply chains and financial services industry distributors.

Providing a joint digital operating environment to these connecting parties, with a tailored private shared infrastructure

That allows the parties to fully leverage the benefits of DLT at full regulatory compliance, and without using crypto currencies.

Enabling more indirect Banking Services Consumption


Client consumes bank services
at bank counter.


Client consumes bank services
via the bank’s online apps and
connected via APIs.


Client consumes bank services
indirect via other online platforms
or via shared infrastructures.

Project leadership

Chris Bruppacher

Chris Bruppacher

Banking and financial industry expert. Technology platform entrepreneur. Strategy consultant and startup coach.

Cédric Walter

Cédric Walter

Founder, CEO at Disruptr.ch, Blockchain developer, CEO tokens-economy.com, Cordalo.ch

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